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Embraer Phenom 100 / 100E / 100EV Airplane Insurance

Embraer Phenom 100 / 100E / 100EV Insurance Cost Examples

Pro Pilot and Experienced

Coverage Limits Premium
Physical Damage $4,000,000 Agreed Value $24,000
Aircraft Liability $10,000,000 Per Occurrence $8,000
Total Annual Premium $32,000

Owner Pilot and Experienced

Coverage Limits Premium
Physical Damage $4,000,000 Agreed Value $29,000
Aircraft Liability $10,000,000 Per Occurrence $8,000
Total Annual Premium $37,000

Owner Pilot w/ less than 1,200TT

Coverage Limits Premium
Physical Damage $4,000,000 Agreed Value $40,000
Aircraft Liability $2,000,000 Per Occurrence $10,000
Total Annual Premium $50,000

Aircraft Summary

The Phenom 100 is a twin engine light jet that can carry up to four passengers and a single pilot, soaring for up to 1,160 nautical miles. Propelling the impressive aircraft is an impressive duo of Pratt and Whitney PW617F-E engines, producing a combined thrust of 3,390 pounds for take-off. Their FADEC system makes them both incredibly efficient and easy to fly, with an engine inspection interval of 3,500 hours. Embraer Prodigy, powered by Garmin’s G1000 all-glass avionics suite, provides the Phenom 100 with three displays: two primary flight displays (PFD) and one multi-function display (MFD), presenting pilots with high-definition color screens of crucial data. The Phenom’s GFC 700 Automatic Flight Control System (AFCS) offers a fully digital dual channel, three-axis autopilot system, allowing pilots to monitor and manage situations quickly and accurately.
Experience the Ultimate Aviation Luxury with the Phenom 100E! Starting from serial number 325, the Phenom 100E has been upgraded with multifunction spoilers, 11 standard interior motifs, wood veneers for the cabinets and more options to provide the ultimate aviation luxury. Plus, it has Embraer’s most advanced Prodigy flight deck using Garmin G1000 avionics and the best brake-by-wire software in the class. It sits relatively high on its landing gear and is the only jet other than the Premier IA (out-of-production) with fold-down air stair door, giving it the look of a much larger business aircraft. Not to mention, the cabin cross-section is close to that of the Premier I, providing a comfortable, midsize jet feel. Simultaneously manufactured with the Phenom 100EV.
“Embraer Unveils State-Of-The-Art Phenom 100EV Aircraft with Enhanced Performance and Prodigy Touch Flight Deck.
Embraer has released the first copy of its new Phenom 100EV, an advanced edition of the popular Phenom 100 entry-level twinjet. This new model features an upgraded Prodigy Touch flight deck that is based on the Garmin G3000 suite, previously seen in the Phenom 300 jet line. The cockpit is designed to facilitate single-pilot operations and comes with larger, high-definition displays, split-screen capability, and a modern weather radar. Additionally, Pratt & Whitney Canada’s PW617F1-E engines have been fitted to this 100EV variant, providing a 15 percent increase in thrust for enhanced performance during challenging conditions, such as hot-weather takeoffs or high-altitude airports. This extra power further adds more range to the aircraft and enables a quicker rate of climb. Simultaneously designed with the Phenom 100E, the new 100EV delivers an improved flying experience.”

Models We Cover

Embraer Phenom 100
Embraer Phenom 100E
Embraer Phenom 100EV


The price range of the oldest model- the Embraer Phenom 100, is between $1,196,000 to $2,896,000. The Phenom 100E is more costly, with a price range of $2,625,000 to $3,360,000. The last model- the Phenom EV, falls between $2,040,000 and $4,890,000.

Embraer built the Phenom 100 from 2007 to 2017. 308 Phenom 100 were produced, 292 are in operation, 14 have been retired and 2 are with the manufacturer.

The Phenom 100E was introduced in 2013 and production was discontinued in 2017. 48 Phenom 100Es were built during the production timeline and all are still in operation.

The latest Phenom, 100EV, was built in 2015 and is still in production today. Embraer has built 59 Phenom 100EV, 1 is still in production and 1 is with the manufacturer.

Risk Areas

Claim History

Embraer Phenom 100 flown by an owner-pilot pose a higher insurance risk than professional pilots. There are many Phenom 100s in service, so underwriters have a wide range of data to base the trend of claims records.

Single Pilot insurance rate starts at 0.7% of the hull value for experienced pilots and a smooth operation. It increases to 1% of the hull value for pilots over 75 years old and operations with a lot of dry leases or fractional ownership.

Pilots transitioning from a smaller aircraft can be difficult to insure, and the rate is about 1.5% of the hull value for new transitioning pilots from an aircraft like a Diamond DA62. Most Part 91 operators are flown by owners for pleasure and business.

Underwriters will require pilots to have a type rating and annual training with a full motion simulator current within the previous 12 months from CAE Simuflite.

Safety Features

The Pratt & Whitney Canada PW617-F turbofan engines have dual full authority digital engine controls (FADEC). In case one engine fails during takeoff, an Automatic Performance Reserve (APR) boosts engine output to 1,777 lb.

The Phenom 100 and 100Es are equipped with the all-glass Garmin G1000 suite which has some of the best safety technology. The flight deck presents flight instrumentation, navigation, weather, terrain, traffic, and engine data on large-format, high-resolution displays.

The Garmin G1000 integrates built-in terrain and navigation databases. A Jeppesen database provides onscreen navigation, communication, and mapping functions. The suite can also be fitted with a Class-B Terrain Awareness and Warning System (TAWS) for optimum safety during flight.

The Phenom 100EV provides even better safety with a cockpit upgrade to the Garmin 3000 avionics suite. The Garmin 3000 features Synthetic Vision Technology (SVT) that enhances situational awareness even in solid IFR or nighttime VFR conditions. The cockpit has graphical flight planning, a surface watch, shear alerting, ground clutter suppression, and turbulence detection.

Parts Service Centers

Embraer Aircraft has Authorized Service Centers throughout the US and throughout the world.

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