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Piper SuperCub Airplane Insurance

Piper SuperCub Insurance Cost Examples

Piper Super Cub - Private, Instrument

Coverage Limits Premium
Super Cub Physical Damage $250,000 Agreed Value $1,500
Aircraft Liability $1,000,000/  $250,000 Per Passenger $750
Total Annual Premium $2,250

Piper Super Cub - Student Pilot

Coverage Limits Premium
Super Cub Physical Damage $150,000 Agreed Value $2,800
Aircraft Liability $1,000,000/ $100,000 Per Passenger $1,200
Total Annual Premium $4,000

Aircraft Summary

The Piper Super Cub is a single engine, two seat airplane. It’s used for fun. The largest base of Super Cubs is in Alaska. Piper started building it in 1949 and production ended in 1994. The average price on the Controller listing is about $220,000. https://www.controller.com/listings/for-sale/piper/super-cub/aircraft

Piper Super Cub’s biggest exhibit is at EAA Oshkosh in Wisconsin every year in July. There’s also the SuperCub.org website with forums for discussion. https://www.supercub.org/

The hull coverage typically accounts for around 70-80% of the overall premium. The remaining premium is the liability. The highest liability limits available for a Super Cub is $2,000,000 per occurrence. Most owners have low liability limits such as $1,000,000 per occurrence and $100,000 per passenger.

An easy way to estimate or visualize the premium for a Piper Super Cub is a rate between 1% and 5%.

  • 1% for pilots with a Private Instrument rating and over 500 Total Time
  • 2% for pilots with just a Private Pilot License and over 100 Total Time
  • 3% for Student Pilots working on a Private Pilot License
  • 4% for Student Pilots with a low hull value Piper Super Cub like $100,000 value
  • 5% is the pilot has previous claims within the past 5 years

Models We Cover

  • Super Cub PA-18

Valuation

Super Cubs hold their value fairly well along with the rest of the like kind market, such as Cirrus and Cessna. 

Risk Areas

Safety Features

The Piper Super Cub has 10,000 aircraft produced and they are still flying today. The engine and airframe manufacturing is great. Most of the accidents happen from pilot error such as a stall in takeoff or landing.

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